Money Fix Assessmen | FixMoneyNow

1. How often do you create and follow a monthly budget?

Every month without fail (10 points)Most months (7 points)Occasionally (3 points)Never (0 points)

2. What percentage of your income do you save each month?

20% or more (10 points)10-19% (7 points)1-9% (3 points)I don't save regularly (0 points)

3. How would you describe your current debt situation?

No debt or manageable mortgage only (10 points)Some debt but making regular payments (7 points)Significant debt, struggling with payments (3 points)Overwhelming debt (0 points)

4. How often do you make impulse purchases?

Rarely or never (10 points)Occasionally (7 points)Frequently (3 points)All the time (0 points)

5. Do you have an emergency fund?

Yes, 6+ months of expenses (10 points)Yes, 3-6 months of expenses (7 points)Yes, less than 3 months (3 points)No emergency fund (0 points)

6. How do you handle unexpected expenses?

Use emergency savings (10 points)Adjust budget temporarily (7 points)Use credit card (3 points)Struggle to pay them (0 points)

7. Do you have clear financial goals?

Yes, written and actively working toward them (10 points)Yes, but not written down (7 points)Vague ideas (3 points)No financial goals (0 points)

8. How often do you review your financial situation?

Monthly (10 points)Quarterly (7 points)Yearly (3 points)Never (0 points)

9. Are you contributing to retirement savings?

Yes, maximizing contributions (10 points)Yes, regular contributions (7 points)Minimal contributions (3 points)Not contributing (0 points)

10. How confident are you in your financial knowledge?

Very confident (10 points)Somewhat confident (7 points)Not very confident (3 points)Not confident at all (0 points)

Money Fix Assessment